Life Insurance

Should you buy Life Insurance?

How much Life Insurance do you really need?

What kinds of Life Insurance are out there?

What happens if you don't die?

Can you change or upgrade your Life Insurance?

Where do you buy Life Insurance?

To Tell The Truth:

• Life insurance is about taking care of loved ones.

"It is about meeting responsibilities and keeping promises. You view your decision to purchase life insurance from your family's point of view, not your own."

"You see life insurance as a tool that protects your spouse and children from the potentially devastating financial losses that can result if you die prematurely."

• Life insurance is for the living.

"It's not about you. You know that, should anything happen to you, the life insurance you have purchased is in place to protect and provide financial relief for those who must carry on without you. It’s about them."

• Life insurance is an expression of love and caring.

"Because you care about your family, you want to ensure its financial security if you’re suddenly not around to do so."

• Should you die, the proceeds will help you keep the promises you have made to the people who are important to you.

"By protecting their financial future, you’re enabling your loved ones to maintain their lifestyle, if something unexpected should happen to you."

• Life insurance buys time and options.

"Too often, when an income earner dies, survivors are forced to make tough, dramatic decisions—and to do so quickly—at a time when they may not be emotionally in a position to make good choices."

"Life insurance gives survivors a chance to adjust over time rather than having to move to a downsized home or find new job right away.  Your life insurance gives your family choices by providing the benefits to help pay off debts, to help meet housing payments and ongoing living expenses, to help fund college educations for your children or grandchildren, and much, much more."

• Life insurance provides cash when it’s needed most.